Serious Illness Cover

People are living longer than ever before. As a result, the chance of being diagnosed with a serious illness at some point in your life is greater. Many illnesses that were once incurable can now be treated successfully. However, this can lead to additional expenses while you recuperate. Serious Illness Cover pays a lump sum if you are diagnosed as suffering from one of a number of specified serious illnesses (including cancer, heart attack and stroke – the principal reasons for claims) or need to undergo specific surgery. A serious illness payment will only be made once. The cost of Serious Illness Cover is higher than the cost of Life Cover because the chance of getting a serious illness during the term is significantly greater than the risk of death.

The benefits:

• You get a one-off cash lump sum if you are diagnosed with a specific serious illness.
• It protects your family financially if you become seriously ill.
• A wide range of illnesses are covered.
• It gives you time to focus on what really matters… getting better

Why consider serious illness cover?

It pays out a cash lump sum if you are diagnosed with one of the many serious illnesses covered by the plan – illnesses such as Cancer, a Heart Attack, or a Stroke (subject to policy terms and conditions). A cash lump sum can help remove some of the financial and emotional stress associated with a serious illness – to enable you to take the time off work, to help pay for specialist treatment or even to help cover day to-day household bills such as childcare